Members are responsible for arranging their own Trip Cancellation and Medical Insurance.
When you sign up for a HPSC Charter Trip, you will be offered the opportunity to purchase Cancellation and Medical Insurance for that trip by the Tour Operator. You will be asked on the Application Form to indicate whether you accept or decline the insurance.
Many members will choose to purchase trip insurance at the time of sign-up.
Others will have an alternate form of trip insurance:
* Note: not all credit card plans or benefits through employer offer Trip Cancellation - check your documentation to be sure
HPSC Strongly Recommends That You Have Some Form Of Insurance Coverage.
If you do not have insurance, and you need to cancel your trip, you will be subject to the timelines of the Cancellation Policy for that trip. This means that if you are within a certain number of days before the trip, you may get only a partial refund or no refund at all. This is because at this point in time the service providers (hotels, airlines, etc.) will not be giving a refund to the tour operators, and they will therefore be unable to pass a refund back to you.
Neither The Club Nor The Tour Operator Will Refund Any Lost Payments Not Covered By Insurance.
We all look forward to our ski trips. No-one wants to think that they may be injured and unable to go. Nor do we want to think we may get injured while on the trip and need medical attention in a foreign country where medical costs can be very high. Please consider carefully the financial risk you are taking should you choose not to purchase insurance. High Park Ski Club reserves the right to refuse a trip application when proof of insurance is not provided.
Tour Operator Insurance Offerings: